Is a Pool Warranty Worth It? Plus 5 Companies To Consider

Infographic of a person considering a pool warranty at home

When the temperature is rising, and it feels like you can’t escape the sun’s rays, there’s nothing better than jumping into an ice-cold swimming pool. A pool is also the perfect place to do low-impact exercise or hang out with friends, but what happens if the fiberglass cracks or your heat pump suddenly stops working? If you have a pool warranty, you can file a claim and have a professional make the necessary repairs. Keep reading to learn more about pool warranties and find out where to purchase one.

What Is a Pool Warranty?

A pool warranty is a type of home warranty that covers your swimming pool and its mechanical components. For example, if you have a heated pool, a comprehensive warranty would cover the fan, thermostat, control board and other parts of the heat pump. Like other types of warranties, a pool warranty eliminates the need to spend thousands of dollars out of your own pocket if something happens to your swimming pool. 

You should know that a warranty is not the same thing as an insurance policy. It’s a contract that spells out what the provider will do if a covered item needs to be repaired or replaced. The contract may also list items that are excluded from coverage.

Should You Buy a Pool Warranty?

If you have a large emergency fund, you probably don’t need a pool warranty. You can simply use your savings to cover any unexpected repair expenses. If you don’t have a lot of cash, however, it’s worth paying for a comprehensive warranty. That way, you won’t have to borrow from friends, take out a loan or run up your credit card balance if something happens to your swimming pool.

Best Pool Warranty Companies

Infographic of people swimming in a pool looking into a pool warranty

Many companies offer pool warranties along with their other warranty products. These are the five best providers based on pricing and coverage.

2-10 Home Buyers Warranty

After more than 40 years in business, 2-10 Home Buyers Warranty has a good track record for paying out claims. In fact, the company has paid out 97.5% of all claims submitted, giving more than 6 million customers extra peace of mind. 2-10 Home Buyers Warranty also offers more flexibility than other warranty companies, with options available for saltwater pools and freshwater pools.

  • Freshwater pool coverage: $18/month
  • Saltwater pool coverage: $30/month
  • Additional pools: $15/month

American Home Shield

American Home Shield is one of the top warranty companies in the nation, providing excellent service to customers throughout the 48 contiguous states (Alaska and Hawaii excluded). One of the many benefits of buying from American Home Shield is that the company has higher coverage limits than many other warranty providers. For example, AHS pool coverage comes with a $3,000 limit for diagnostic services, repairs and replacements.

  • Pool coverage: $18 per month
  • Flexible fee model
  • 15,000 providers across the lower 48 states

Cinch Home Services

Like 2-10 Home Buyers Warranty, Cinch Home Services has been in business for more than 40 years, giving customers confidence in their ability to follow through on warranty claims. If you add pool coverage to one of Cinch’s service plans, you also get a free sensor to make it easier to maintain your pool. With this sensor, there’s no need to guess how much chlorine to add to reach the ideal pH balance.

  • Pool coverage: $13.33/month
  • Flexible fee model
  • 180-day guarantee on pool repairs

Liberty Home Guard

Liberty Home Guard makes it easy to add pool coverage to any of its comprehensive home warranties, taking the hassle out of protecting your property. Each pool add-on covers in-ground pools, filters, pumps and heating components. Excluded items include above-ground pools, portable pools, cleaning equipment or electrical control panels. 

  • Standard pool coverage: $19.99/month
  • Saltwater pool coverage: $23.99/month
  • Coverage cap: $2,000 per repair/replacement

The Home Service Club

One of the main benefits of buying a warranty from the Home Service Club is that you can purchase coverage and then use it as little as 10 days later. Many other companies have a 30-day waiting period, making it difficult to get coverage if something in your pool breaks right after you purchase a service contract. Home warranties from HSC are also more comprehensive than many other options. For example, some plans include pest control.

  • Quick response to claims
  • 10,000+ experienced technicians
  • 90-day guarantee on parts and labor

Frequently Asked Questions

Your top questions answered. 

What Does a Pool Home Warranty Cover?

It depends on which provider you choose. The best way to determine what’s covered is to check the terms of your contract. An inclusionary warranty comes with a list of covered items. Any item that’s not on this list is excluded from coverage. In contrast, an exclusionary warranty comes with a list of excluded items. Anything that isn’t on this list is covered by your warranty.

Are Pool Warranties Transferable?

Again, it depends on the terms of your warranty. Many pool warranties are transferable, which means that you can transfer the warranty to a new owner if you decide to sell your home. Before you put your house on the market, read the contract carefully. Some companies require you to have a pool inspection before you make the transfer, while others won’t honor the warranty unless the new owner agrees to use their pool maintenance services. If your new pool comes with a warranty, keep the paperwork in a safe place. You’ll need to review it if you decide to sell your home.

How Much Does a Pool Warranty Cost?

You can get a pool warranty for as little as $18 per month, but the total cost depends on which provider you select. In addition to the monthly fee, you may have to pay a service charge if something breaks and you need to use your warranty coverage.

Pools provide endless summer fun…until something breaks and you’re stuck saving up for a costly repair. A pool warranty takes the stress out of repairs and helps get you running smoothly again in time for all those pool parties, BBQs and other fun warm weather memories.  

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