Home Title Lock: Protect Your Home’s Title Today

House with an umbrella over it indicating protection

Your home is likely one of your most significant investments, and protecting its title is crucial to safeguarding your property from fraud and unauthorized transactions. Home Title Lock is one of the companies that offer services designed to provide homeowners with peace of mind when it comes to the security of their property titles. In this blog post, we’ll explore what Home Title Lock is and what factors to consider when evaluating title lock companies.

Understanding Home Title Lock

Home Title Lock is a company that offers a service aimed at protecting homeowners from potential title fraud and other related issues. Their primary focus is to monitor and safeguard property titles, providing peace of mind to homeowners concerned about the security of their real estate investments. Here are some key aspects of Home Title Lock:

Title Monitoring

Home Title Lock monitors public records and databases to closely monitor any activity related to your property title. This includes any changes or unauthorized attempts to alter your title information. This service is a 24/7 offering, so they can immediately detect any issues. 

Alerts and Notifications

If Home Title Lock detects any suspicious activity or changes to your property title, it promptly notifies you. These alerts can help you take swift action in case of any unauthorized transactions or fraudulent activities.

Resolution Services

In the event that title fraud or related issues arise, Home Title Lock offers assistance and support in resolving these matters. This can include legal help and guidance while restoring your property title. All of their support team is based in the US, so you don’t have to worry about timing or language barriers. 

Educational Resources

They also offer educational resources and information to help homeowners understand the importance of protecting their property titles and the potential risks of title fraud.

Pricing

Like any resource, pricing matters; plans with Home Title Lock start at $19.95 if you want to pay monthly; both a yearly and 4-year plan are $16.58 per month. With the annual plans, you get a price lock and can save a little dough by paying upfront.   

It’s important to note that while Home Title Lock and similar services can provide valuable protection and peace of mind, they are not a substitute for other forms of property insurance or legal advice. Homeowners should consider their overall property protection strategy, including homeowner’s insurance, title insurance, and other measures.

What is Title Fraud? 

Home Title Lock offers one of the biggest protections against title fraud, but what does that mean?

Title fraud, also known as deed fraud or property title fraud, is a form of real estate fraud in which someone dishonestly assumes property ownership by falsifying documents or using fraudulent means to transfer the property’s title into their name. This type of fraud can have serious financial and legal consequences for the rightful property owner. 

Here’s how title fraud typically occurs:

Forgery: The fraudster may forge the property owner’s signature on documents, such as a deed or transfer of title, to make it appear as if the property has been legally transferred to them.

Impersonation: In some cases, the fraudster may impersonate the property owner when dealing with legal authorities or during the property transfer process.

False Documents: Fraudsters may create false documents that appear to be legitimate, including fake deeds or lien releases, to trick authorities and gain control of the property.

Identity Theft: In instances of identity theft, the fraudster may use stolen personal information to transfer the property title.

Absence of Due Diligence: Sometimes, title fraud occurs due to a lack of due diligence by property owners, real estate professionals, or government agencies responsible for overseeing property transactions.

Consequences of Title Fraud

The consequences of title fraud can be devastating for homeowners. The fraudster may take out loans against the property, sell it to unsuspecting buyers, or otherwise encumber the property with financial liabilities. Homeowners may find themselves facing financial losses, legal battles, and the possibility of losing their homes.

To protect against title fraud, homeowners can consider the following steps:

Regularly Monitor Property Records

Periodically check property records and titles to make sure no unauthorized changes or transfers have taken place without your knowledge.

Secure Personal Information

Safeguard personal and financial information to prevent identity theft, which can be a precursor to title fraud.

Title Insurance

Consider purchasing title insurance, which can provide financial protection in case of title-related issues, including fraud.

Legal Advice

Consult with legal professionals that are trained in home advice, such as real estate attorneys, if you suspect any irregularities or fraudulent activities related to your property.

Taking proactive steps to protect your property title and seeking legal assistance when needed can help homeowners safeguard their investments and prevent falling victim to this type of fraud.

What to Look for in Title Lock Companies

graphic of a home with an umbrella over it indicating it is protected by a title company

Before selecting the best title lock company for your property, here are some things you should consider. 

Reputation and Reviews

Research the reputation of the title lock company by reading customer reviews and checking ratings on trusted platforms and the Better Business Bureau (BBB) or TrustPilot. A reputable company should have positive feedback and a history of customer satisfaction.

Services Offered

Understand the range of services and pricing options provided by the company. Ensure that they offer comprehensive monitoring, alert systems, resolution assistance, and insurance coverage for potential title fraud.

Cost and Terms

Review the cost of the service and the terms of the subscription. Be clear on how often you’ll be billed and what your subscription includes.

Experience and Expertise

Look for a company with experience in title protection and a team of experts who can provide guidance and support in case of issues.

Legal Protections

Understand the legal protections you already have in place for your property title, such as homeowner’s insurance. A title lock service should complement and enhance existing protections.

Customer Support

Ensure that the company provides responsive and accessible customer support. You should be able to reach them easily if you have questions or encounter issues.

Contracts and Agreements

Carefully read any contracts or agreements before signing up for a title lock service. Understand the terms, cancellation policies, and any limitations.

Alternative Measures

Consider whether there are alternative measures you can take to protect your property title, such as monitoring your credit reports and being vigilant with your personal information.

Consultation

If you have concerns about title fraud, consider consulting with legal professionals or financial advisors specializing in real estate matters. They can provide tailored guidance.


In conclusion, Home Title Lock and similar companies offer valuable services to protect your property title from fraud and identity theft. When evaluating title lock companies, prioritize factors like reputation, services offered, cost, and customer support. By taking proactive steps to safeguard your property title, you can enjoy greater peace of mind regarding the security of your home investment.

You might also be interested in: How To Set Up Home Security Cameras With Local Storage – 4 Great Options

Related Articles

Infographic of man looking at house with a lightbulb on it

Newsletter Opt-in

By joining our newsletter you are acknowledging that you will receive email and/or SMS communication regarding relevant content and offers.

You have successfully opted in!